Newspaper Archive of
Mercer Island Reporter
Mercer Island, Washington
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April 20, 1994     Mercer Island Reporter
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April 20, 1994
 

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A6 Mercer Island Reporter Real Estate A is using an “Off-lsland agent to market ' my home a good Idea? In sports there is talk about the “Home Team” advantage. This is the competitive edge enjoyed ' by the local team while playing on its own turf. This “Home Team” advantage is true in real estate as well. The Island agent will generally have a better knowledge of the local market, as well as a greater number of potential sales prospects for this area. The “Off-Island” agent might be a good friend and a great Realtor, but neither of these translates into the competitive edge that only a member of the “Home Team" can give you! Donna Stevenson Donna Stevenson 236-0651 Mercer Island, WA “Quality Succt" SelmfiScelfJnc. Realm Attorney I inherited some money from my father one month after my wife and I decided to A. divorce. Is my wife entitled to any share of my inheritance? Washington is a community property state. However, not all assets acquired during marriage are community property. Assets which are received by one spouse by gift or inheritance are considered the se arate property of the spouse recervrng e asset. Community property does not mean that both spouses are automatically entitled to one-half of community assets if they divorce. Other factors, such as respective earning abilities, length of the marriage, and separate wealth are some of the factors the court will consider in determining an equitable disposition of assets. Therefore, if your inheritance is substan- tial, your wife may be entitled to a greater share of the community assets than she otherwise would have been. ATTORNEY AT LAW MEDIATION 4- Meredith KafIan Attorney/Me iator Insurance Auto — Life Health Home Business A F A How can I reduce my Insurance - premiums? “By raising the deductibles and assUming more risk!" in a Homeowner’s Policy a $100 deduct- ible costs approximately 22% more than a $250 deductible, and a $500 deductible will save approximately another 10%. I often suggest that the savings be applied to the cost of Earthquake Insurance, which, in light of recent findings about Seattle’s earthquake potential. seems to be a wise decision. Remember if you save $50/year on premiums, 5 years without a claim has saved as much as the extra risk you have taken and from that point it becomes a “no-risk” decision. IT"! [AIM STATE FARM INSURANCE 232-1000 INSURANCE O amily Dentist My 3-year-old son enjoys having his “teeth brushed but swallows the toothpaste. Should I be concerned? Yes, eSpecially if your water is floun'dated 'or he receives fluoride supplements. Excessive fluoride ingestion can lead to white or brown spots on the teeth called fluorosis. While fluorosis is irreversible dentists have techniques to make the spots less noticeable. It is best to avoid fluorosis by encouraging your son to spit out the paste. This can be difficult as young children naturally tend to swallow rather than spit. You can minimize how much he swallows by just barely coating the toothbrush bristles with toothpaste. By teaching him not to swallow you can dramatically reduce the possibility of this problem. 454-2892 Scott C. Schwalm, D.D.S. Dr. S. C. Schwalm novel Professionals Wednesday, April 20,199,,4,’ "'7 5/" “1:1 Tenses”??? 4- Amatiit. *-Travel, Q Why did the airline passenger sitting next to me pay a lower fare? A There are often over 50 different airfares available on any one flight with a select number of seats allocated for each airfare. To confuse the issue even more, the fares are changing daily, and passengers are continually cancelling and rebooking, opening and closing the airfare allocations on each flight. Airline rules vary but most often the lowest fares go to passengers who book far in advance, stay over a Saturday night and are flexible as to airline, and flight times. Rob Austin 236-0990 3051-78th Ave SE Mercer Island, WA Architect Does the land I build on influence ' the design of my home? William Baslida Architect has had many years of experience analyzing land to determine its maximum potential and the delicate balance between nature, man and his living environment. William Bastida AIA Architect ’) VV WUILLUAIMI ASTIIEDA ABA AIRCCHHTIEGT PO. BOX 319/ MERCER ISLAND, WA 98040 (206) 232-5032 1102 112th Ave. NE B-7 3035 Island Crest Way 236-1182 0 Mercer Island, WA Bellevue, WA Funeral Home Investment Securities I Do people really plan their funerals In advance? And if they do,... Why? . , Yes. many people do pre-plan for several reasons. Most people are uncomfortable , V, , , a”, . discusing deathulet alone their mortality. Bert Butterworth’ Jr. By pro-planning it properly you can make the decisions and then get on with life knowing that you have: made your decisions known, provided funding for those choices, and have given enough latitude for your family to express their emotional needs at the time of your death. BUTTE RWORTH 622-0949 FUNERAL HOMES 300E.Pine St. lumwou’HmmnmcusuMou-vucur Seattle, WA , . Ask a Professional c/o Mercer Island Reporter PO. Box 38 Mercer Island, WA 98040 Attn: (Professional) . My question is: _____.____.__.._________.-_ HOme Renovation , Q What Is the single most important ' Item homeowners should look for in hiring a home builder remodeler? A The home builder Iremodeler should LBA Fine Homes r Sixteen Wembly Lane have the experience, skill, and , knowledge to solve problems. , Unexpected situations often present Linda R-.Haugen themselves and the homeownershould Pres‘dent feel assured that the builder can work effeciently and expeditiously through these situations. What kind of experience does the builder have with equipment and materials? You also, want a builder who has good communication with yourself and] or architect, and who can suggest (if requested) alternative solutions to suit your own personal needs while having a firm sense for budget. ' 232—9104 Mercer Island, WA Q .What is the Dow Jones? The "Dow" is the most publicized ‘indicator of stock market performance. It represents share prices of blue-chip industrial corporations, chosen because their operations cover the broad spectrum of industrial America. The sum of their stock prices divided by a preset divisor equals the Dow Jones lndustial Average; A sample of the 30 companies includes: Boeing, Walt Disney, AT&T, Coca Cola, Sears, General Electric, Texaco, General Motors, McDonalds, Merck and 20 others!!' Sandy Fox 461-7004 Washington Mutual Financial Center 7900 SE 28th Ste. 101 ' Mercer Island Landscaping ’ What aresome unusual annuals that ’ you use In your spring container planting designs? he Two of my favorite annuals are Viscaria and I 7_ Gary Odegard Schizanthus. Viscaria has the look of wild flowers that cascade and billow over the container edge or find their Way above and through the taller central plantings for a lovely canopy of blue, lavender. pink or white flowers. . Schizanthus. the butterfly flower, has a delicate fern-like foliage and blooms profusely with pink, rose, lilac. purple or white orchid-shaped flowers. Exposure: Partly sunny. ‘, BY 8. ODEGARD LANDSCAPE DESIGN CONTRACTlNG ‘ CONSTRUCTION 236-0651 Mercer Island